Best Ways to Pay Rent in 2025
Rent is by far one of the largest recurring expenses an individual or a family has every month. It is typically owed on the first day of the month, and a delay is not appreciated by landlords.
Most of us are always looking to maximise our return on large expenses. Be it paying our monthly rent or security deposit or even a down payment for a new car. So, the best way to pay rent usually comes down to understanding the available options.
Pay Rent via UPI
With the rise and massive adoption of UPI since 2016, paying rent via UPI has emerged as one of the most common methods of paying rent. It's fast, secure and simple to use. There are multiple apps which offer this feature including but not limited to Paytm, Gpay, PhonePe. In fact, any app offering UPI services can be used to pay rent.
✓Pros
- •Fast - Instant settlement
- •Smooth - Easy to use apps
- •Safe & Secure - Well known apps
✕Cons
- •No rewards
- •No 'rent' specific tracking history. General tracking available.
Pay Rent via Credit Card
The thought of paying rent via a Credit Card crosses everyone's mind at some point. It is obvious to think about maximising our returns on our largest monthly recurring expense. While this option can be extremely lucrative, it needs to be approached with caution.
Most banks have started to look at these transactions differently, and in their terms & conditions have called out the ineligibility of rent transactions to earn rewards. However, if one is still keen to explore this payment method, there are multiple platforms offering this service and not limited to Cred, Cheq, Spaid etc.
✓Pros
- •Rewards (Powered by Credit Card)
- •Fast - Instant settlement option available
- •Safe & Secure options available
✕Cons
- •Platforms charge transaction fees
- •In some cases transaction fees > reward rates
- •Some banks may disqualify transactions for rewards at a later point in time
Pay Rent via Brixo
Brixo is a new age fintech platform. It's India's first rent payment platform which offers reward points on paying rent without any transaction fee. Brixo offers a flat 1% back in reward points every month with the option of doubling the reward points to 2% by paying on Brixo day. It's a platform which encourages timely rent payments by doubling the benefit if rent is paid on the first of the month. Brixo also offers rent receipts, rent tracking and rent splitting with your flat mates.
✓Pros
- •Fixed rewards rate at 1% with 2X option
- •1 Reward Point = INR 1
- •No extra transaction fee
- •Fast - Instant settlement
- •Safe & Secure
- •Smooth - Easy to use
✕Cons
- •Reward points can only be used for Travel
Rent Payment Methods Comparison
Side-by-side comparison of all payment methods
| Payment Method | Convenience | Rewards | Fees | Processing Time |
|---|---|---|---|---|
B Brixo | Excellent | 1-2% Reward Points | ₹0 | Instant |
U UPI | Good | None | ₹0 | Instant |
💳 Credit Card | Good | Usually none | 2-3% | 1-2 days |
Conclusion
Each payment method has its own pros and cons. It's best to choose a preferred method to suit your lifestyle and financial goals. With Brixo offering guaranteed rewards without fees, it presents a compelling option for maximizing your rent payment benefits.
Start Earning Rent Rewards Today
Join Brixo and earn up to 2% rewards on every rent payment. India's first dedicated rent rewards platform with zero transaction fees.