Best Credit Cards for
Rent Payment 2025
Paying rent is one of the largest monthly expenses for most Indians. Unfortunately, traditional credit cards either don't allow rent payments or charge hefty fees. This comprehensive guide reviews the best solutions for rent payments in 2025.
Why Most Credit Cards Fail at Rent Payments
Traditional credit cards treat rent payments as "cash advances" or charge convenience fees ranging from 1.8% to 3.5%. For a ₹25,000 monthly rent, this means paying ₹450-875 in fees alone!
₹25,000 rent × 12 months × 2.5% fee = ₹7,500 lost per year
High transaction fees
2-3.5% on rent payments
No rewards
Most cards don't offer points on rent
Cash advance rates
Higher interest rates apply
Limited acceptance
Not all landlords accept cards
Credit Cards Comparison for Rent Payments
| Credit Card | Rent Rewards | Transaction Fees |
|---|---|---|
B Brixo Rent Rewards Brixo | 2% reward points | ₹0 |
H HDFC Millennia Credit Card HDFC | 1% (via third-party) | 2.5% + GST |
I ICICI Amazon Pay Credit Card ICICI | No direct rewards | 2% + GST |
A Axis Ace Credit Card Axis | No direct rewards | 2% + GST |
Detailed Reviews
Brixo Rent Rewards
The only card designed specifically for rent payments
Key Benefits
Perfect For:
Renters who want maximum rewards on rent payments without any fees.
Monthly Savings Example:
HDFC Millennia Credit Card
Traditional credit card with limitations
Pros
Cons
Best For:
Online shopping and utility payments, but not ideal for rent.
Important Disclaimer
Some of the information about competitor credit cards may not be completely up-to-date. We're continuously working towards keeping this information about our competitors accurate. Please verify the latest terms, fees, and features directly with the respective banks before making any decisions.
Ready to Earn Rewards on Your Rent?
Join thousands of smart renters who earn 2% rewards on rent payments with zero transaction fees.